The Pursuit of Empowerment ™
Is your credit score visible to you? Have you recently requested a copy of your credit report?
Our active customers may use our no-cost Credit Coaching sessions to prepare themselves for future financial success better.
We’ll pull your credit once you’ve scheduled a Credit Score Analysis with one of our qualified credit coaches. This won’t affect your credit score, but it will give our credit coaches access to your most current credit report.
Our coaches will discuss what they’ve learned about your financial history with you, including the factors that affect your credit score, your credit usage ratio, and your credit mix. Then they’ll offer suggestions for how you may take action to raise your credit score.
Like a personal trainer, a credit coach will provide individualized guidance to help you reach your financial objectives and get a deeper understanding of your credit score and how it is determined.
Many of us find the financial world opaque, difficult to manage, and replete with unfamiliar acronyms and vocabulary that raises more questions than answers. Except when we’re about to make a significant purchase like a house or checking to make sure that identity thieves haven’t established new lines of credit in our name, most of us don’t bother to get a copy of our credit report or follow our credit score.
Do you know your credit score? When is the last time you ordered a copy of your credit report?
To help ensure our clients financial success in the future, we offer free Credit Coaching sessions.
After scheduling a Credit Score Analysis with one of our certified credit coaches, we’ll ‘soft pull’ your credit, meaning it won’t negatively affect your credit score, but will allow our credit coaches to access your recent credit report to use as a basis for the credit analysis.
After sharing some information our coaches have gleaned about your financial record, such as the factors that compromise your credit score, your credit utilization ratio, and credit mix, our coaches will share areas in which you can personally work on in order to improve your credit score.
Like a personal trainer, a credit coach will provide personalized and accurate information to help you have a better understanding of your credit score and how it’s calculated, as well as work toward achieving your financial goals.
The world of finance can be confusing and hard-to-navigate Let the Nowell Institute on Empowerment help.